Watch for these telling signals that your roof is reaching the end of its useful life: multiple missing, cracked, or curling shingles; significant granule loss creating bald spots; daylight visible through the roof boards; sagging areas; interior water stains or active leaks; unexplained energy bill increases; and shingle tabs lying in your yard or gutters. Age remains a critical factor—if your asphalt roof is approaching 20 years in Florida, replacement often makes more sense than continued repairs. When repair costs start mounting or your roof has suffered significant storm damage, investing in a complete replacement typically provides better long-term value and peace of mind.